Full-time inpatient care in a long-term care facility

To receive funding from long-term care insurance for a nursing home, a person in need of care must be classified as care level 2–5 . In addition, it is assumed that home care or semi-inpatient care is not possible or is not an option due to the specific nature of the case.

Long-term care insurance always covers only a portion of the total nursing home costs. This means that the person in need of care must cover part of the cost of full-time inpatient care themselves.

Day Care

Day care refers to temporary care (usually from 8 a.m. to 4 p.m.) at a day care center on one or more weekdays. The long-term care insurance fund covers part of the costs. Day care usually also includes transportation to the facility and back home.

The entitlement to day care exists in addition to entitlements to care allowances or in-kind care benefits. This means that home care and day care can be used simultaneously without any reduction in services.

In addition, amounts from what is known as respite care (see below), which have not been used, can also be used for daycare. Eligibility for day care applies to care levels 2–5.

The long-term care insurance fund covers the following costs, depending on the care level:

Care Level 2 = 721 €
Care Level 3 = €1,357
Care Level 4 = €1,685
Care Level 5 = €2,085

Day care can be used in addition to the care allowance. With Care Level 1 , the costs of day care can be reimbursed as respite care services in the amount of €131.